Call or Text Us Today! ​​(352) 227-3391

Call or Text Us Today!

​​(352) 227-3391

Auto Insurance in Clermont, FL

Auto insurance can help pay costs associated with car accidents and vehicle-related incidents that may damage your vehicle or cause injuries. Contact Pro Line Insurance Agencies today to get a personalized auto insurance quote.

Factors Influencing Auto Insurance Rates person with white watch driving car

Factors such as your driving history, age and gender, ZIP code and vehicle type impact the price you’ll pay for coverage. The best way to determine what premiums to expect is to work with a car insurance broker to get quotes from multiple insurers.

Where to Get Car Insurance in Florida

One of the most convenient ways to get car insurance in Florida is by reaching out to local insurance agencies. These experts have in-depth knowledge of the state’s insurance requirements and can help you find the right coverage for your needs. Plus, working with a local agent means you’ll have personalized support every step of the way.

Many insurance providers offer discounts for bundling multiple policies, so you may be able to save money by consolidating your insurance needs with one company.

What Does Car Insurance Cover?

Florida is a no-fault auto insurance state, which means that your insurance is generally responsible for handling accident-related medical expenses for you and passengers, up to the policy’s limits. Florida drivers must maintain minimum amounts of property damage (PD) liability insurance and personal injury protection (PIP) coverage.

Your agent may recommend the following policies:

  • PIP may help cover accident-related medical expenses and, in some cases, lost wages for the policyholder and their passengers, regardless of who is at fault in an accident.
  • PD may help pay for damage you cause to someone else’s property, such as their vehicle or other structures, in an accident where you are at fault.
  • Bodily injury liability (BIL) may help pay for medical expenses, lost wages and other damages for other people injured in an accident where you are at fault.
  • Uninsured/underinsured motorist (UM/UIM) may help protect you if you’re in an accident with a driver who has no insurance (uninsured) or not enough insurance (underinsured) to cover the damages.
  • Comprehensive and collision coverage may help pay for damage to your vehicle not involving a collision, such as theft, vandalism or natural disasters.
  • Collision coverage may help pay for damage to your vehicle resulting from a collision with another vehicle or object, regardless of fault.
  • Medical payment coverage (MedPay) may help cover medical expenses for you and your passengers regardless of who caused the accident.
  • GAP (guaranteed asset protection) insurance may help bridge the difference between what you owe on your car loan or lease and the current market value of your vehicle if it is totaled or stolen.

Contact Us

Contact Pro Line Insurance Agencies in Clermont, FL. Our agents can help you get appropriate coverage, including full coverage car insurance, at favorable rates.